Critter Guard Blog

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Your Home Insurance Policy May Lack Critter Damage Coverage

front of two-story house with white picket fence surrounded by falling leaves from trees in autumn

One of the biggest purchases most people will make in their lifetime is their house. Given the nature of such a major investment, making sure the home is properly covered by insurance is essential and mandatory. While there are base home insurance policies that satisfy most mortgage lenders, these policies often have holes that do not always provide enough coverage, particularly for rodent, squirrel, and other critter damage to the home and property utility poles and lines.

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Power Line Safety for Homeowners

electric utility lines and towers in sunrise

Power lines are everywhere; they span over roads, land, and homes. We are so used to seeing them that we often forget about them and can drop our guards around them. Power lines carry high voltage electricity and can be deadly. Always assume that utility lines are "live" – or energized – and keep far away from them. Be especially attentive after wind, ice, or heavy snow storms when wires may have fallen to the ground. Take proper precautions and remember these aspects of electric service lines to stay safe, even if lines are not directly overhead and obvious.

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Deterring Pests from Rooftop Nesting

squirrel on fence

Keeping squirrels, chipmunks, birds, and mice away from your roof will keep your home better protected from infestation and damage by the crawling critters. Especially if you have expensive equipment like solar panels installed on your rooftop, it is important to take proper precautions to deter them from making your home their home. Here are some tips to keep these critters from becoming major problems, requiring expensive damage control and repairs for your roof and home.

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Power Grid System Upgrades to Improve Efficiency

power utility pole and overhead lines

More and more pressure is put on utility companies as they continue to look for ways to upgrade their communities’ power grid system and improve efficiency. However, these methods usually require time, resources, and specific expertise. Utility companies seek the best options that quickly make a return on investment, while also being effective in the long term. Add these technologies to upgrade your utility systems to better serve your customers and be more efficient with your resource spending.

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Prepare Your Generator for Power Outages

portable power generator

Power outages are never fun. Owning a generator is a great way to avoid discomfort and stress in power outages. Having a backup power source will keep your home at a comfortable temperature and prevent food in your refrigerator from spoiling. You won't have to fumble around in the dark with flashlights. If you have a home alarm or security system, a generator can keep it operating, so that you stay safe even during a blackout. If you have medical equipment, a generator is definitely critical. Be sure to maintain and care for your generator, so it will be available and in working condition in case emergency strikes.

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